We offer two personal credit products that can meet your needs. Visit the „Personal Credit Comparison Table“ table to compare options for the loan amount. You can order the funds to pay your creditors as follows: If you are looking for a secure private loan, Wells Fargo offers loans and lines of credit of up to $250,000. You must support these credits with a Wells Fargo CD or savings account in exchange for a lower selection of APRs. Please read all credit documents carefully. Proceeds from certain securities-based lines of credit cannot be used to purchase additional securities, pay margins or pay variable life insurance premiums or insurance products offered by Wells Fargo subsidiaries, including life, disability, long-term care, private or commercial property, accident insurance and liability products. Securities held in a pension account cannot be used as collateral to obtain a loan. Securities purchased from the warranty account must meet the requirements of the warranty. Other account fees, fund fees, brokerage commissions and service charges may be incurred. These lines of credit can be used for many purposes.
Frequent uses are: Yes. Our personal loans do not require an advance fee. You are cordially asked to repay the loan at any time or to pay more than the amount due to your main balance whenever you can. This can reduce the total interest rates you pay over the life of the loan. Important information. We only accept online or telephone applications for personal credit from customers with an existing account with us. Please visit a Wells Fargo branch to discuss your credit options with a personal banker. 1 Financing real estate with a securities-based line of credit carries risk and may not be tailored to your needs. A full assessment of your circumstances is necessary to determine which type of loan is most appropriate. All credits are subject to credit authorization. Wells Fargo – Company and its related companies do not offer tax or legal advice.
Please contact your tax or legal advisor to determine how a credit applies to your own situation. Achieving a tax result on your part depends on the concrete facts of your own situation at the time of tax preparation. Active service members and their families can benefit from special military benefits. Contact Wells Fargo Military Banking at 1-855-USA-2WFB (1-855-872-2932), Monday- Friday, 8:00 a.m. – 8:00 p.m., Time Resources Supplemental Time For more information on Wells Fargos` commitment to service members, visit Military Banking on wellsfargo.com.